About Us

Founded in May 1995, Dan's Pawn started out in the former Bell Tackle building on Beck Ave, which was renovated in the summer of '95, making them one of the early pioneers of revitalization for the St Andrews commercial business district. However, just one week before they were set to open, Hurricane Opal struck and the St Andrews central business district was ravaged. Despite extensive flooding and damage, they rebuilt and restocked, and three weeks later on October 30, 1995, the doors were finally open.

In June 2000, Dan's Pawn purchased three additional pawnshops, but they sold one store the same day to a competitor. They ran the second store, Rock 'N Hock Music & Pawn, for a few months before concluding operations. The third store was rebranded Dan’s Pawn - Springfield and served the greater Springfield area for 18 years.

Unfortunately, both stores were hit hard by Hurricane Michael in October 2018 (a Category 5 hurricane). The Springfield store was a near-total loss. But the St Andrews store was cleaned up, repaired, and re-opened in less than a year (on Nov 1, 2019). They are proud to have recovered one of their stores and are truly glad to be "back on Beck".

Dan's Pawn is family-owned and operated, with Avery and Carla working in the business on a daily basis. All three of their grown children worked five or more years at the business before going off to college, and their customer-centric values have strengthened the company.

Over the years, Dan's Pawn has taken a strong leadership role in the pawn industry at the local, state, and national levels. They give back to the community through numerous charitable and sponsorship events and are proud to have realized their original vision of meeting the needs of Bay County's working families. They look forward to continuing their commitment to loaning small amounts of money and saving folks money when they “buy used".

Mission Statement

Provide the consumer with a source for small denomination, fully collateralized loans on almost anything of value, and a place for purchasing low-cost, pre-owned merchandise in a clean, friendly, customer service-oriented environment that is a fun and rewarding place to work for employees, while producing growth and profitability for the shareholders.